Equitas 2.0 1.0.190

Equitas 2.0 Mobile Banking App Review

The Equitas 2.0 Mobile Banking App by Equitas Small Finance Bank Limited presents an evolved approach to digital banking. With a focus on enhanced performance and user-centric design, this application aims to streamline financial management for its users.

Comprehensive Features:

• Goal-Based Deposits: Users can strategically plan their savings through tailored term deposit plans that align with their financial objectives.
• Secure Fund Transfers: The app facilitates safe transactions via NEFT, RTGS, and IMPS, ensuring peace of mind when transferring funds.
• Convenient Bill Payments: It offers a straightforward interface for settling various utility bills, with the option to automate payments through the auto-pay feature.
• Card Management: A seamless management system enables users to easily freeze or block their cards, as well as set withdrawal limits on the go.
• Investment Capabilities: The platform allows users to explore and invest in a diverse range of financial instruments, including Mutual Funds and IPOs, conveniently from within the app.
• Service Requests Management: Users can monitor and manage service requests related to their accounts and cards efficiently in one centralized location.

What Sets Equitas 2.0 Apart?

• User Interface: The application features a simple and personalized dashboard that enables easy navigation across various functions such as fund transfers and card management.
• Performance Enhancements: Quick loading times and smooth transitions contribute to a more efficient banking experience.
• Security Measures: Prioritizing user safety, Equitas has incorporated advanced security protocols including OTP validation for logins to safeguard personal and financial information.
• Sensitivity to Senior Citizens: Designed with the older demographic in mind, the app employs larger fonts for easier readability, enhancing accessibility for senior users.

User Onboarding Process:

Existing Customers:

1. Download the app from the App Store.
2. Launch the app and input your registered mobile number.
3. Select your account and authenticate using Aadhaar or Debit Card details.
4. Create an MPIN and enable Biometric/Face ID for quick access.
5. Log in securely using MPIN.

New Customers:

1. Download the app from the App Store.
2. Select “Open Self Account” to initiate the digital account opening process.
3. Input KYC information and other required details to complete the application.
4. Undergo V-KYC with a verification agent via video call.
5. Your account will be established and managed through the app.

For additional information, visit www.equitasbank.com. For assistance with mobile banking queries, please contact [email protected].

Please Note:

Your consent is required upon downloading the Equitas 2.0 Mobile Banking App, which includes agreement to future updates. Consent can be rescinded at any time by uninstalling the app. You also acknowledge understanding of Equitas Small Finance Bank Limited's privacy policy, which is available for review on their website.